VA Home Loan
Serving Those Who Serve
At Downs Financial, Inc. we’re honored to have the opportunity to serve veterans with their home financing needs by providing VA Loans.
What is a VA Home Loan?
The Veteran’s Administration (VA) allows the borrower to finance up to 100% of the purchase price (if the value is supported) of their primary home and allows the seller to pay up to 4% seller concessions.
VA home loans are a powerful tool for purchasing or refinancing home mortgages and generally offer low interest rates, easier qualification standards, less strict credit and income standards and no prepayment penalties.